The Latest Mortgage News

What’s Ahead For Mortgage Rates This Week – May 26th, 2026

With the prior week’s release of the inflation data and next week’s release of the PCE Index data — the Federal Reserve’s preferred inflation measure — it has been an exceptionally light week for economic releases. The only notable reports were Leading Economic Indicators and Consumer Sentiment, both of which showed declines. Consumer sentiment, in particular, has seen a significant drop since the change in administration, reaching lows not seen in decades.

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How to Determine What You Can Afford Based on Your Income

Understanding how much home you can afford is one of the most important steps before beginning your home search. Many buyers make the mistake of focusing only on the maximum loan amount they qualify for, rather than what fits comfortably within their lifestyle.

Taking a balanced approach ensures that your home purchase supports both your financial stability and your long-term goals.

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Buying a Home While Managing Student Loan Debt

Many potential homebuyers assume that having student loan debt will prevent them from qualifying for a mortgage, but that is not necessarily the case. In reality, many buyers successfully purchase homes while carrying student loans. The key is understanding how your debt is evaluated and taking the right steps to position yourself for approval.

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Understanding PMI and Why It May Benefit You

Private Mortgage Insurance, commonly known as PMI, is often misunderstood by homebuyers. Many people view it as an added expense to avoid at all costs, but that perspective can actually delay homeownership and limit your options. When used strategically, PMI can be a valuable tool that helps you purchase a home sooner and begin building equity earlier.

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