⭐⭐⭐⭐⭐ Rated 4.9/5 | Recognized by Zillow & Google as a Top Mortgage Professional in Houston
The Best Mortgage Broker in Texas:
Al Rated | Peyton
Financial Mortgage
Committed to providing our clients with high-quality financial services and a personalized experience. Our mortgage professionals work with you one-on-one to find a solution tailored to your specific goals and financing needs.
When You Call, You Get Me! (346) 570-0846
Specialized Mortgage Services
Why We Are Ranked Among The Top Mortgage Brokers in Houston
+24-years experience - $258 million in home loans - 918 families
Over $335 Million Home Loans Funded in Texas
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About Roger Young
Mortgage Broker in Houston, TX
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Our name that is trusted throughout the community. To speak directly with an experienced mortgage broker in Houston, TX, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.
Click the button below to schedule time with Roger:
Roger Young
Sr. Mortgage Consultant
Peyton Financial Mortgage INC
NMLS 355920
Licensed to work in: Texas
What Our Houston Clients Are Saying
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Frequently asked questions
We now have an FAQ list that we hope will help you answer some of the more common ones.
Do you work with clients outside of Houston, TX?
Yes, we work with you outside of Houston, TX and serve all of Texas. We can do a fast video or phone call to help you get a loan from far away. We are so glad to help you out now.
How much down payment do I need for a home loan in Houston, TX?
You need 3.5% to 20% down for most home loans in Houston, TX. Normal loans need 5% to 20%, while an FHA loan asks for 3.5%. If you get a VA or USDA loan, you may pay zero down on a home.
What are the closing costs, and how much should I expect to pay?
You pay 2% to 5% of the home price in closing costs. These are fees you pay to close your loan. They pay for a home appraisal, title insurance, and the basic lender fees to set it all up for you.
What are the basic requirements to qualify for a mortgage in Houston, TX?
To get a home loan in Houston, TX, you need a good credit score, a steady job, and a down payment. Banks also look at your debt and income. The exact rules will vary by the loan you pick out.
How does my credit score affect my mortgage approval in Houston, TX?
Your credit score sets your loan approval and rate in Houston, TX. A high score gets you a low rate and great terms. A low score means you will have to pay much higher rates and fees for your new home.