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What’s Ahead For Mortgage Rates This Week – July 13th, 2026

July 13, 2026 Financial Reports Comments Off on What’s Ahead For Mortgage Rates This Week – July 13th, 2026

The Trade Balance has offered little new insight, as it has largely returned to levels seen prior to the earlier period of unstable tariff policies. Consumer Credit had been trending upward nearly every month; however, this latest report breaks that pattern by showing a decline in consumer credit usage. Meanwhile, the Fed’s Minutes revealed nothing particularly substantial, instead reflecting a dovish stance and a willingness to maintain current interest rates for the foreseeable future.

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Why Your Spending Habits Matter More Than Your Income When Buying a Home

July 10, 2026 Mortgage Tips Comments Off on Why Your Spending Habits Matter More Than Your Income When Buying a Home

Many people believe that earning a higher income automatically makes buying a home easier. While income certainly plays an important role, it is only part of the equation. How you manage the money you earn can have an even greater impact on your ability to qualify for a mortgage and comfortably afford homeownership. Developing healthy spending habits before you begin your home search can put you in a much stronger financial position.

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