All posts by Roger Young

Top 1 Mortgage Lender Houston > Articles by: Roger Young

In A World of Homeowners’ Associations (HOAs)

September 6, 2024 Home Mortgage Comments Off on In A World of Homeowners’ Associations (HOAs)

With the current shortage in housing inventory, more buyers are considering condominiums and townhomes as viable options. Most of these properties are part of a homeowners’ association (HOA), which plays a crucial role in maintaining the community. Understanding what an HOA entails can help you make an informed decision before purchasing your next home. Here’s what you need to know:

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Homebuyer’s Guide to Pre-Paid Costs

September 4, 2024 Home Building Tips Comments Off on Homebuyer’s Guide to Pre-Paid Costs

Buying a home is an exciting adventure, but it’s crucial to understand all the financial aspects involved to make the process smoother. Beyond your down payment and closing costs, there are several pre-paid costs that you’ll need to address at closing. These pre-paid costs are essential to consider as you plan your home purchase. Here’s a comprehensive guide to help you understand these costs and prepare effectively.

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What’s Ahead For Mortgage Rates This Week – September 3rd, 2024

September 3, 2024 Financial Reports Comments Off on What’s Ahead For Mortgage Rates This Week – September 3rd, 2024

With the PCE Index data coming in as exactly as expected and the Federal Reserve signaling a strong potential for a rate cut, there is much optimism we will be seeing a rate cut this year if not the start of the next year. Among the PCE inflation data reports were the GDP initial figures, which projected the economy has grown faster than expected. Additionally, Personal Income data has also grown faster than expected. Both are very positive signs with inflation finally showing signs of flagging after in part due to the Federal Reserve’s aggressive monetary policy.

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