The Latest Mortgage News

How Mortgage Underwriting Looks at Your Financial Picture

September 11, 2026 Mortgage Tips Comments Off on How Mortgage Underwriting Looks at Your Financial Picture

Mortgage underwriting can seem mysterious when you are buying a home. You submit documents, answer questions, and sometimes receive requests for additional information without knowing exactly what is happening behind the scenes. Understanding the purpose of underwriting can make this stage of the mortgage process much less intimidating.

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Why Your Cash Reserves Matter After You Buy a Home

September 10, 2026 Mortgage Tips Comments Off on Why Your Cash Reserves Matter After You Buy a Home

Saving enough money for a down payment and closing costs can feel like the primary financial goal when purchasing a home. However, becoming a homeowner does not mean your need for savings disappears at closing. Keeping money available after the purchase can provide an important financial cushion as you adjust to the costs and responsibilities of homeownership.

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What Happens If Your Income Changes Before Closing?

September 9, 2026 Mortgage Tips Comments Off on What Happens If Your Income Changes Before Closing?

Getting approved for a mortgage is an important milestone, but the financial review does not necessarily end once you receive an initial approval. Lenders may verify certain information again before closing, including your employment and income. If your income changes during this period, it could affect your mortgage approval, depending on the circumstances.

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What’s Ahead For Mortgage Rates This Week – September 8th, 2026

September 8, 2026 Financial Reports Comments Off on What’s Ahead For Mortgage Rates This Week – September 8th, 2026

The Non-farm Payroll figures are a strong indicator of the job market and showed a notable increase this quarter. However, this doesn’t necessarily indicate a significant shift in the job market as a whole, as certain sectors have experienced outsized impacts compared to others. JOLTs job openings data does support the increase in openings seen over the last quarter, though it is not among the largest indicators on the broader economic scale.

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